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AUBAGIO® (teriflunomide) is a prescription medicine used to treat relapsing forms of multiple sclerosis (MS), to include clinically isolated syndrome, relapsing-remitting disease, and active secondary progressive disease, in adults.

Do not take AUBAGIO if you have severe liver problems, are pregnant or of childbearing potential and not using effective birth control, have had an allergic reaction to AUBAGIO or leflunomide, or are taking a medicine called leflunomide for rheumatoid arthritis. View IMPORTANT SAFETY INFORMATION.

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AUBAGIO & You > A quick, (mostly) pain-free guide to financial planning

A quick, (mostly) pain-free guide to financial planning


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Living with MS can present some uncertainty in your life. Practicing some basic financial planning might help you feel more in control.

No one knows what the future holds but doing some basic financial planning can help you feel more prepared. Financial planning can feel like an overwhelming task, so it can be helpful to take things a little bit at time. It all starts with getting organized, so you know where your money is, where it’s coming from, and where it’s going. Here are some tips to help you start.

Time to get organized

Getting organized might sound easy, but this may be where the heaviest lifting needs to take place for sound financial planning. Here are some simple but effective video tips from financial advisor Marty.


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Create a budget

Once you’ve gotten organized, it’s time to create a budget. It’s one of the most important tools you can have in your financial plan.

A budget is your plan for how you’ll spend the money you earn. It’s where you detail exactly where your money is going and used to make decisions about how you spend.

One of the biggest challenges with not having a budget is trying to keep track of everything you are spending. You might be tracking the big payments (mortgage, car payment, college loans), but missing the little things that add up—like that daily trip to the drive through for an extra-large hot soy latte with extra foam!

Budgeting helps you gain control of how you spend your money. It helps you prioritize what’s necessary, what’s nice-to-have, and what you can live without.

When you live with MS, you may have additional expenses related to healthcare, prescription medications, and even renovations that make your home more comfortable and accessible to you. Be sure you consider all your specific needs and reflect them in your budget. You don’t want to sacrifice when it comes to your health or comfort.

Save for a rainy day, but remember to enjoy life

Life is full of uncertainty. But when you live with MS, or care for someone who does, there can be more anxiety about not knowing what’s around the next corner. It’s important to try and build up an emergency fund so you have “extra” money if you suddenly need it. Some financial experts want to see more people have three to six months of living expenses tucked away into an emergency savings account.

How do you get there? Start small. Save at least one month of living expenses. Once you’ve got that, you may go back to paying down debt or paying into different savings accounts. But make sure you still contribute to your emergency savings little by little.

Financial planning is very individualized. Some people want six to twelve months of living expenses in the bank before they even consider a night out at that trendy local restaurant. Other people are willing to let their financial planning take a backseat so they can prioritize personal, social, or family events.

What’s most important? Finding a balance that works for you.

Should you or shouldn’t you? Getting input from a professional advisor

Some people assume they should not seek the advice of a financial planning advisor because they don’t make enough money to afford one. Other people believe they have a good handle on their personal finances, so they don’t need the extra help.

Whether or not you use an expert advisor is a personal choice. If you want to manage and make the most of your finances, the most important thing is to be doing some financial planning.

There can be benefits to using an advisor. They can provide third-party, objective advice on your budget, help you make the most of your savings strategies, and help you build towards financial and retirement plans.

There can also be a cost associated with using a financial advisor, but it can be affordable even if you don’t have a hefty bank account.

If you are in the market for a financial planner, do your homework. Ask family and friends for recommendations. Trust your gut. And make sure that whoever you work with is reputable, honest, and listens to your needs and goals.

IMPORTANT SAFETY INFORMATION

Do not take AUBAGIO if you have severe liver problems. AUBAGIO may cause serious liver problems, including liver failure that can be life-threatening and may require a liver transplant. View More

INDICATION

AUBAGIO® (teriflunomide) is a prescription medicine used to treat relapsing forms of multiple sclerosis (MS), to include clinically isolated syndrome, relapsing-remitting disease, and active secondary progressive disease, in adults.

IMPORTANT SAFETY INFORMATION

DO NOT TAKE AUBAGIO IF YOU:
  • Have severe liver problems. AUBAGIO may cause serious liver problems, including liver failure that can be life-threatening and may require a liver transplant. Your risk may be higher if you already have liver problems or take other medicines that affect your liver. Your healthcare provider should do blood tests to check your liver within 6 months before you start AUBAGIO and monthly for 6 months after starting AUBAGIO. Tell your healthcare provider right away if you develop any of these symptoms of liver problems: nausea, vomiting, stomach pain, loss of appetite, tiredness, yellowing of your skin or whites of your eyes, or dark urine.
  • Are pregnant. AUBAGIO may harm an unborn baby. You should have a pregnancy test before starting AUBAGIO. After stopping AUBAGIO, continue to use effective birth control until you have made sure your blood levels of AUBAGIO are lowered. If you become pregnant while taking AUBAGIO or within 2 years after stopping, tell your healthcare provider right away and enroll in the AUBAGIO Pregnancy Registry at 1-800-745-4447, option 2.
  • Are of childbearing potential and not using effective birth control.

    It is not known if AUBAGIO passes into breast milk. Your healthcare provider can help you decide if you should take AUBAGIO or breastfeed — you should not do both at the same time.

    If you are a man whose partner plans to become pregnant, you should stop taking AUBAGIO and talk with your healthcare provider about reducing the levels of AUBAGIO in your blood. If your partner does not plan to become pregnant, use effective birth control while taking AUBAGIO.

  • Have had an allergic reaction to AUBAGIO or a medicine called leflunomide.
  • Take a medicine called leflunomide for rheumatoid arthritis.

AUBAGIO may stay in your blood for up to 2 years after you stop taking it. Your healthcare provider can prescribe a medicine that can remove AUBAGIO from your blood quickly.

Before taking AUBAGIO, talk with your healthcare provider if you have: liver or kidney problems; a fever or infection, or if you are unable to fight infections; numbness or tingling in your hands or feet that is different from your MS symptoms; diabetes; serious skin problems when taking other medicines; breathing problems; or high blood pressure. Your healthcare provider will check your blood cell count and TB test before you start AUBAGIO. Talk with your healthcare provider if you take or are planning to take other medicines (especially medicines for treating cancer or controlling your immune system), over-the-counter medicines, vitamins or herbal supplements.

AUBAGIO may cause serious side effects. Tell your doctor if you have any of the following:

  • decreases in white blood cell count — this may cause you to have more infections. Symptoms include fever, tiredness, body aches, chills, nausea, or vomiting. Patients with low white blood cell count should not receive certain vaccinations during AUBAGIO treatment and 6 months after.
  • allergic reactions such as difficulty breathing, itching, or swelling on any part of your body including lips, eyes, throat, or tongue. Stop taking AUBAGIO and call your doctor right away.
  • serious skin reactions that may lead to death. Stop taking AUBAGIO if you have rash or redness and peeling, mouth sores or blisters.
  • other allergic reactions that may affect different parts of the body. If you have a fever or rash in combination with severe muscle pain, swollen lymph glands, swelling of your face, unusual bruising or bleeding, weakness or tiredness, or yellowing of your skin or the whites of your eyes, stop taking AUBAGIO and call your doctor right away.
  • numbness or tingling in your hands or feet that is different from your MS symptoms
  • high blood pressure
  • breathing problems (new or worsening) — these may be serious and lead to death

The most common side effects when taking AUBAGIO include: headache; diarrhea; nausea; hair thinning or loss; and abnormal liver test results. These are not all the side effects of AUBAGIO. Tell your healthcare provider about any side effect that bothers you.

Consult your healthcare provider if you have questions about your health or any medications you may be taking, including AUBAGIO.

Please click here for full Prescribing Information, including boxed WARNING and Medication Guide.